Comparison: PresupuestAPP vs Holded, Quipu, Houzz, Joist & Excel

PresupuestAPP

⭐ Best for construction projects

Gratis

Freelancer €9.99/month · €79.99/year · Developer €34.99

Designed for plumbers, electricians and renovation contractors. Spain's Verifactu e-invoicing (+ chained SHA-256 hash & QR for EU-wide audit trails), eIDAS digital signature, WhatsApp and voice AI included.

Holded

from €29/month

basic plan · no free tier

General-purpose ERP for SMEs. Good for complex accounting, but overkill for a sole-trader in construction.

Quipu

9,90 €/mes

Entrepreneur plan · 14-day free trial

Spanish invoicing app for freelancers. Good for basic accounting but lacks construction-specific features and WhatsApp integration.

Houzz Pro

85 €/mes

basic plan · no e-invoicing compliance

Design and renovation platform with marketplace. Very expensive and without AEAT/Verifactu compliance for the Spanish market.

Joist

28 €/mes

Pro plan · limited free tier

North American contractor app. No e-invoicing compliance, no GDPR. Aimed at the US and Canadian market.

Excel / Google Sheets

0 €

or included in Microsoft 365

Flexible but entirely manual. No e-invoicing compliance, no digital signature, no WhatsApp, no automation.

Feature	PresupuestAPP	Holded	Quipu	Houzz Pro	Joist	Excel
💰 Price
Free plan	✓ Up to 3 quotes	✕	✕ 14 days only	✕ Trial only	✓ Up to 5 clients	✓ Free
Monthly price (Freelancer)	€9.99/month · €79.99/year	29–99 €/mes	9,90–19,90 €/mes	85–165 €/mes	~28 €/mes	0–9 €/mes
No payment commissions	✓	✓	✓	✓	✓	✓
📄 Quotes & Invoices
Professional PDF with logo	✓	✓	✓	✓	✓	Manual
Trade-specific templates	✓ 14 trades	✕	✕	Design only	✕	✕
Automatic m², m³ measurements	✓	✕	✕	✕	✕	Manual
Materials and labour tracking	✓	Partial	Basic	✓	✓	Manual
⚖️ Legal Compliance
E-invoicing compliance / AEAT (mandatory from 2027 in Spain)	✓ Included	Extra €	Freelancer+ plan	✕ Not Spain	✕ Not Spain	✕
SHA-256 hash + QR on invoice	✓	Freelancer+ plan	TicketBAI only	✕	✕	✕
GDPR compliant (Spain / EU)	✓	✓	✓	GDPR partial	✕ US only	Depends
✍️ Signature & Payments
Client digital signature (eIDAS)	✓ Included	Addon €	✕	No eIDAS	No eIDAS	✕
Payment tracking and partial payments	✓	✓	✓	✓	✓	Manual
Payment link (Stripe / gateway)	✓ Stripe	✓	Own gateway	✓	✓	✕
📱 Communication & Mobility
Send via WhatsApp in 1 tap	✓	✕	✕	✕	✕	✕
AI voice assistant (dictate quotes)	✓ Celeste AI	✕	✕	✕	✕	✕
Installable PWA / mobile app	✓ PWA	iOS/Android app	iOS/Android app	iOS/Android app	iOS/Android app	Web
Works offline	✓	✕	✕	✕	Limited	✓
📊 Analytics & Management
Dashboard with statistics	✓	✓	✓	✓	✓	Manual
Gross margin per project	✓	With accounting	Basic	✓	✓	Manual
Professional network / B2C clients	✓ Pro Network	✕	✕	✓ Marketplace	✕	✕
Multi-language (8+ languages)	✓ 8 languages	✓	ES / CA	✓	EN only	Manual

Developer Plan vs Holded Enterprise

Same professional level. Very different price.

PresupuestAPP Developer

34,99 €/mes

or €23.33/month paying annually

Holded Enterprise

99 €/mes

without construction-specific features

✓Multi-Project Dashboard — manage multiple active projects in parallel with status, progress and outstanding payments for each.
✓E-invoicing compliant — Spain's Verifactu standard is mandatory from 2027 (1/1/2027 for companies · 1/7/2027 for sole traders). Each record carries a chained SHA-256 hash, timestamp and verification QR — comparable to EU EN 16931 requirements — with no extra module or accountant needed.
✓Two-party digital signature + TSA — your client signs on their mobile, certified timestamp, full legal validity under eIDAS.
✓Stage payments / milestones — 30% upfront, 50% on structure, remainder on delivery. Stripe integrated, no extra commissions.
✓B2C Professional Network BETA — direct acquisition of new clients by area and trade. Growing network: join to boost your visibility. Holded has no client acquisition network.
✓My Team — track hours and tasks per subcontractor per project, with integrated work reports.
✓AI voice (300/month) — dictate materials and labour and the AI builds the quote line. No equivalent in Holded.
✓Delivery note OCR — photograph the materials delivery note and the AI extracts line items and quantities automatically.
✓Unlimited quotes — no volume restriction. Holded Enterprise €99/month is also unlimited, but lacks construction modules.
✓Works offline — create quotes with no signal on site. Syncs when you're back online.

🏗️ Start with the Developer plan →

No lock-in · No commissions

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PresupuestAPP vs Holded vs Quipu vs Houzz Pro vs Joist vs Excel

Developer Plan vs Holded Enterprise

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